The CAN-SPAM Act requires an email to clearly identify it as an advertisement unless the email is sent to the recipient who has affirmatively consented to receive such messages. Additionally, the message must contain a clear and conspicuous notice of the opportunity to decline to receive further commercial electronic messages from the sender. Finally, the electronic message must include a valid physical postal address of the sender. CAN-SPAM ACT OF 2003, 15 USC § 5(A).

There are two ways the Act defines affirmative consent depending on who sends the communication. The first definition includes situations where the recipient consents to receiving the email. With respect to this first definition, affirmative consent means, “the recipient expressly consented to receive the message, either in response to a clear and conspicuous request for such consent or at the recipient’s own initiative.” §3(1)(A). The second definition includes situations in which the email is received from a party other than the party to which the recipient communicated such consent. In this situation, the recipient must have been given “clear and conspicuous notice at the time consent was communicated that the recipient’s electronic email address could be transferred to such other party for the purpose of initiating commercial electronic mail messages.” §3(1)(B).

In the event Townstone Financial or CDE receive affirmative consent from a recipient to receive messages, Townstone Financial or CDE may send electronic commercial messages to the recipient. As noted above, affirmative consent means the recipient expressly consented to receive the electronic commercial message in a clear and conspicuous request for such consent. Receiving affirmative consent may be accomplished by simply including a question on the Townstone Financial Diamond Earring Giveaway registration form requesting the recipient to check a box indicating that the user “would like to receive news and information from Townstone Financial Inc.”

Once consent is received, Townstone Financial or CDE may begin sending commercial electronic messages to the recipient. However, the commercial electronic message must contain a clear and conspicuous notice of opportunity to decline to receive further commercial electronic mail messages from the sender in the future. § 5(a)(5)(ii). Moreover, the commercial electronic mail message must contain a functioning email address to send this opt-out request to. After the recipient has opted-out of receiving Townstone Financial /CDE messages, Townstone Financial or CDE must comply with the request within ten business days. The following is an example of an opportunity to decline notice:

Finally, any commercial electronic message sent by Townstone Financial CDE must contain Townstone Financial’s or CDE’s physical address. § 5(a)(5)(iii).

This is the web site of Townstone Financial Inc. (www.townstone.com).

Our postal address is:
1141 W. Randolph
Chicago, Illinois 60607

We can be reached via telephone at (312) 896-2110.

For each visitor to our Web page, our Web server recognizes no information regarding the domain or email address.

We collect no information on consumers who browse our Web page.

The Townstone Financial Diamond Earring Giveaway registration form requires users to give us contact information (like their name, email and phone number). This information is used to prepare a customized Townstone Financial Diamond Earring Giveaway database. All information collected at our web site is used to provide our visitors with information and news about Townstone Financial or CDE. We will never sell, rent, lease or otherwise disclose your information (including your email address) for any other purpose.

With respect to cookies: We do not set any cookies.

With respect to Ad Servers: We do not partner with or have special relationships with any ad server companies.

With respect to security: We have appropriate security measures in place in our physical facilities to protect against the loss, misuse or alteration of information that we have collected from you at our site.

If you feel that this site is not following its stated information policy, you may contact us at the above addresses or phone number.